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What’s This, Visa Advocating Practical Money Skills? Free Calculator & Other Materials

16 Aug

Is the world coming to an end?  Sort of like Phillip Morris advocating quitting smoking, but with a little less flare.  Practical money skills doesn’t mean you have to give up plastic.  In fact, with a combination of practical money skills and plastic, you could stretch each dollar even further.

Click here to visit the Visa site.

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Friday! Update: The $1k Breakdown, College, Blogger type…05.12.2006

12 May

Another week finished. Ah what an interesting week…I didn’t write about it, but I did have a financial breakdown this week. It was a financial breakdown of around $1,000. I bought somethings that I don’t need. I haven’t done it in awhile, but that’s no excuse. I’ll write more about what those were in my next Net Worth update. I will say this though, I am not having buyer’s remorse, so it is something that I’ve wanted for sometime now, and I just decided to go for it.

As far as smoking goes, I’m still off the cigs! 69 days and $155.25 richer!

I just thought I’d do some looking into college-related posts on people’s blogs. I found quite a few!

You’ve probably seen Mighty Bargain Hunter’s post on getting over-educated, if there is such a thing…

But going into paying for college, Blogging Away Debt writes about why her son will not have his college education bill paid in full. Makingourway takes the opposing perspective on paying for their kids college education.

Speaking of paying, Young and Broke talks about how student loans put her life on hold.

Then there are those in college right now. Take a look at CollegeGrad’s mid-20 something crisis.

And if you’re just not interested in college at all, John writes about City Girl’s decision to go back is admirable.

Not college related, but interesting…mOOm writes about the types of PF bloggers out there. I guess I’d categorize myself as a 1 and 3.

Well, have a great weekend everyone, including you college students! I think a majority of college finals are over right?

 

Friday! Update: Boys Day, Bay Area House Hunting, Smoking, and the Weight Challenge…05.05.2006

05 May

Happy Children’s Day! In Japan, this is a big celebration. Boy’s Day is on May 5, and Girl’s Day is on March 3.

Well, I’m happy to say I am still off the cigarettes! My fellow blogger Financial Train Wreck is on track. He just got off the patch, so go give him some comments to encourage him and his wife.

Thinking of buying a place? I know I am…I just got pre-qualified. I’m not going to buy anything for a year though, but I just wanted to see what would my “range.” Anyway, check out City Girl’s series on buying a place in the Bay Area: Step 1, Step 2, and Step 3.

LAMoneyGuy has a bet going on between him and his fiancee…go cheer them both on! Hey Ms. LAMoneyGuy keep him honest cuz if he hits his goal, I owe him a beer.

That’s it for me…this week has been a little light on the blogging. Work has been extremely busy. Until next time, have a great weekend!

 

I’m Going To Quit Smoking

05 Mar

04.07.2006 – It’s not been over a month! I just hope I can keep this up…what’s scary is that even a month later, I still have urges. Man, it’s a hard habit to kick. My day 31 update.

03.07.2006 – Smoke Update: Day 3

03.05.2006 – Original Post:
This blog offers me a rare opportunity to try and quit smoking with some accountability. I don’t have to tell friends I’m quitting, which is great, because usually that comes with an automatic reply of “rrrriiiight,” a sense of disbelief, and then the next topic of discussion for the day. Don’t get me wrong, my friends want me to quit, it’s just that I’ve tried so many times.

I started smoking when I was in college, not sure exactly when, but about 8 years ago. I don’t recall exactly how I got started, but I do know that I initially just wanted to try. I thought it wasn’t that bad, and it gave me a “buzz.” That buzz quickly wore off and turned into an addiction. I started off smoking a pack a week, which moved to a pack every 3 or 4 days, and now to half pack a day.

I have to create a benchmark to become a “non-smoker” so I’ll use 12 months since Money and Investing mentions that. A pack of cigarettes costs, on average, about $4.50.

My goal: 12 months of no smoking! Of course beyond that, but I have to start somewhere.

My plan:
- Quit cold turkey.
- Update this blog on my progress, not sure how often yet.
- Track my total savings because I quit and the number of days.

My reason for quitting:
- For my health. I want to be able to not only live longer, but enjoy my years living…not breathing heavily just to make it up 10 stairs.
- Get rid of this nasty cough that hangs around all the time.
- Stop worrying about the next time I can smoke.
- Save money.
- Don’t smell like an ashtray.
- Just to quit. Damn this habit!

Any words of wisdom? Wish me luck.

 
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