June 6th, 2008

Angry, Depressed, Detached and Financially Stable

Life the past months has been rocky at best.  Unhappy with so many things, my unrealistic belief that work and life is supposed to be FUN proven extremely mistaken.  Life has taken a toll on my enthusiasm.  Unenthused, detached from everything and almost everyone.  No interest in computers, financials, hobbies…My life is/was just…Bleh.  I could care less what happened to myself, and to some degree others, although if anything, others were the only people that, at times, lifted me out of gloom for brief moments.  I’ve had a few of those “what purpose do I have on this earth” moments, which usually results in some inspiration to do something for the greater good of mankind, but in my case ended with, “who cares.”

Financially, I was bringing in income that I had made while working in college…definitely, low enough to categorize me pretty close to the bottom tier on the national income meter.  But to be honest, I just did not care.  I still don’t really.  But I’ve found that my fundamental money habits helped me save and grow my current income regardless of my fairly whatever attitude about my savings.  I didn’t go on binge spending runs.  I didn’t place my money in reckless investments.  I just did the samethings I used to do when I did care, pay my bills, put money in more conservative investment vehicles, sell stocks since my tax rates would be lower.  I just didn’t look at my net worth…And to be honest, it feels kind of good.  Not caring…not caring about money. 

But I want to get out of this funk.  The enthusiasm I had for life just a few years ago is gone, and I don’t know why.  Mid life crisis?  Doubtful.  Medical depression?  Meh, possible, but my belief is there’s something more.  Why can’t I excite myself like before?  I’m not interested in things like technology, blogging, or finances, and I can’t figure out why.  I’m very confused about life in general, and I really don’t know why.  I have no idea why I feel the way I do, and I have no idea how I will figure it out.

This is not a call for help in anyway, because I’m still living my life.  And here’s the weird part, it’s not like I’m completely undriven to do anything, I still work.  I still do daily things.  I just don’t care about anything that’s not a necessity.  It’s as if I’m living my life with the gas tank at E…but the car just won’t run out of gas.  In someways I guess that’s nice today since gas is so damn expensive.  I’m going to survive.  There are a lot of people in worse positions than I am.  Enough ranting for me today…So how are you doing?

February 14th, 2008

It’s Been Awhile, But 2 Ways Almost Everyone Can Get Some Money Back…

I’ve been recently finding time to get back to browsing the web a little…and naturally getting back into saving money, investing, etc.  Am I going to be posting regularly?  Eh, probably not…but, it’s not like I’ve forgotten about the blog…really.  :D

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May 1st, 2007

My “Cash Flow” - From Paycheck to Savings to ________

So here I am trying to catch up, and I find this post on Jonathan’s blog, My Money Blog, called “My Current Bank Account Setup to Maximize Interest.”

And I thought to myself, “Jeez, I wonder what happens to my cash.” It’s kind of complicated. Overly so, I think.  Anyway, I decided to map my “cash flow,” not in the traditional sense. Read the rest of this entry »

April 27th, 2007

Crazy American Exuberance

Foreclosures are climbing.  Homes sales are slumping.  Consumer confidence crumbles. Media is printing nothing but bleak news…then again, how often is news happy news?

Lo and behold: Dow hits record high!
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October 16th, 2006

Why You Should Never Leave a Single Property For Multiple Children

I walk by a property everyday, it’s oh, close to 10000 square feet.  It’s level and in the middle of town with houses all around…but no house on this lot!  I’ve asked around, apparently 10 years ago there was, but it was torn down because it was in really bad shape.  My neighbors called it the “scary house.”  Well, forward to 2006, and still nothing there.

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October 5th, 2006

Could You Live On Welfare?

Imagine for a second, you’ve lost your job. The economy is in a slump, no one is hiring, or so the media and rumors say. You’re sitting at home contemplating what to do next, and the thought of welfare comes up.

In doing some research on welfare, I found this interesting discussion on it…In it, forbidnfruit_420 says, “i dont and thats because i wasnt a screw up and can provide for my family…and i know who my babys daddy is.” Blunt and harsh, but that really is the stigma that gets attached to collecting welfare isn’t it?

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September 24th, 2006

And Finally I’ve Redeem My ThankYou Points!!!!!

I finally got my Amazon.com gift certificates from Citi.  A month long process it was.  You can read more about it here.  Now to decide what to buy…maybe I should use it to purchase Christmas gifts…since that along with my free iPod could make some pretty nice gifts!

September 22nd, 2006

Life Handed Me Some Lemons…Make Lemonade? Screw That!

Lemon BarsSo life handed me a bunch of lemons this week…The saying goes, “Life hands you lemons, make lemonade.”  I say screw that!  I’m going to make me some lemon bars.

Where do I start?  Let’s see I can think of at least 4 things this week that put a damper on it…2 you already know, but I’ll elaborate more in this post.

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September 9th, 2006

Miles & Points Balances

Saving isn’t always good.  Sometimes, it makes more sense to spend, take reward points for example.  Why save them?  The longer you hold on to them, they will either lose value or stay the same.  Considering inflation, if you redeem for gift cards, the value of your points actually decrease!

LAMoneyGuy @ It’s Just Money posted up his point totals for his various rewards programs…I thought it’d be neat to check up on my accounts as well.  I want to take a trip to Europe during the offseason, which is the best deal, considering it costs 40,000 miles off season if I fly to Europe from Boston or from Hawaii!

  • American Airlines:  51,715
  • Continental: 6,117
  • Northwest: 22,206
  • ThankYouNetwork:  1,400 (just redeemed 20,000)
  • Chase FlexibleRewards:  133
  • Hawaiian Airlines:  15,918

That’s all I’m of aware of…I probably have miles lost in places I’ve forgotten…

September 8th, 2006

Citi ThankYouNetwork Complaints? Here’s The Address…

Yeah, so if you read about my recent rant about Citi and their dumb ThankYouNetwork policy on shipping to Hawaii or Alaska, you know that they:

  1. Sent me the wrong gift cards.
  2. Had problems with processing orders for Amazon.com gift certificates.
  3. Are pretty UNfriendly when it comes to customer service.

Well, the story gets better.  They did call me back, but it doesn’t end there.  I really want Amazon.com gift certificates if you didn’t know already.

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