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Archive for the ‘Investments’ Category

I’ve Never Seen Times Like This

05 Mar

Times have just been strange.  My savings are literally vanishing…everyday, right before my very eyes.  Yet, I’m trying not to change anything.

For every 1 article like this one where Target opens a couple new stores, I read articles like this one where Hawaii lost nearly 1000 jobs in a month or this one where Circuit City is closing or this one where E&O Restaurant is closing leaving 1 restaurant where there used to be 4.

My retirment savings and investments are down nearly 40% from it’s peak.

Yes, I know it’s not money I need right now, but still.  That’s A LOT of money just gone.  How do you cope with that?

I know a couple people laid off.  They are no longer show up when I type their names in my company directory.  What am I supposed to say to them.

I’m just a little worried…okay, little is an understatement, but what can you do?  I just don’t know.

 

NEWSFLASH: US Government To Bailout US Citizens!

23 Sep

The US Government will be issuing a $4.7 trillion bailout of all average joe investors who have invested in stocks that have lost value in the last year.

Thank you government!

 

Ignorance is Bliss When It Comes To My Portfolio…

22 Sep

It’s a pretty scary world out there financially, and until yesterday, I was really pretty scared to look at the numbers and figure out how my networth withstood all the gyrations of the stock market.  Worse, just last month, I did decide to increase my stock investments by about 10% of my portfolio.

So yesterday, I decided to face the innevitable and take a look at how my financials handled the rollercoaster ride up to now.

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Nice Quote, “We advisers have no idea whether the bear market is nearing the end or still has a long way to go.”

03 Sep

Just read this article on cnnmoney.com, and one quote really caught my eye. It’s down to earth and honest…I like that.

Let me clue you in to something: We advisers have no idea whether the bear market is nearing the end or still has a long way to go. So don’t let any adviser shift you away from a long-term strategy under the guise that he knows what’s going to do well next year. A quote I often use by Warren Buffett, “Be fearful when others are greedy and greedy when others are fearful,” particularly resonates now.

I’ve been purchasing stocks steadily over the past few weeks. I don’t know when the market is going to bottom, but I do know it’s not the top. Hey look! I wrote about personal finance. Amazing. :D

 
 

Buying Stocks Like Crazy!

05 Aug

I’m not sure if it’s the best time, but I do know it’s not the worst.  I had my eyes on a lot of stocks in recents months, and I’ve decided to start buying.  Not sure when the market will bottom, but I know I’m not at the top.

My personal picks:  BYD, VLO, UNH, WFMI, S, SBUX, NKE, AIG, and even WM.

I wouldn’t invest a lot in WM, but a little…just for the potential upside benefit.

Are you investing right now?

 
 

Neat Ways To Give

12 Jun

I was reading something a while back, maybe it was Kiplinger’s, maybe it was a website, I dunno, but I had these 2 links book marked in my drafts folder.  I thought it’s a couple neat ways to “invest,” so I thought I’d share.

The first is kiva.org, where you can support entrepeneur’s all over the world, generally in places where starting your own business would be a little harder without some extra help.  I’m a little skeptical, but it seems like a good idea.

The second is donorschoose.org, where you can find schools in lower income areas that need funds for a particular project.

Some pretty neat ideas in my opinion.

 
 

Current Stock Market is Amazing!

15 May

I’m not nearly allocated in the stock market as I should be…but this current bull market is amazing.  Reminds me of the 90′s all over again.  Are you getting in now?  I think I’ve learned my lesson once, but what’s driving the market?  I don’t know.

I’ll admit there have been many periods during the recent months where I’ve felt like getting more into stocks, but I keep telling myself to wait. I hope I’m doing the right thing.

Hope you are all making tons of money out there!  If not, don’t worry, the markets will dip, and there will be another opportunity to invest.  Has this market treated you well?

 
 

Crazy American Exuberance

27 Apr

Foreclosures are climbing.  Homes sales are slumping.  Consumer confidence crumbles. Media is printing nothing but bleak news…then again, how often is news happy news?

Lo and behold: Dow hits record high!
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Investing In Foreign Currency. Help a Rookie Out…

15 Sep

I’ve been considering Everbank.com, thanks to Frugal @ My 1st Million at 33.  It’s also because of a comment I received from Matt, asking if I’m worried about the value of the US dollar, and to that I replied:

Matt, Most of my cash is in savings and CDs. Yes, I do have worries. It’s something I’ve been considering…I’m not quite sure what to do though to combat any possible severe decline in US dollar values. Do you have any recommendations? I may post about this later.

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More About the Free iPod and My TD Ameritrade Account

13 Sep

iPod NanoI just posted a few minutes ago about my iPod, well I’ve decided to place my money in a couple of CDs…

  • 6month @ 5.05%, $5,000
  • 12month @ 5.15%, $5,000

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