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Archive for the ‘General’ Category

Average USA CEO to worker pay ratio – 475:1.

09 Oct

Need I say more?  Read the post here:

http://tmotr.wordpress.com/2011/07/04/going-for-broke-will-legislate-for-food/

 

EDIT:  A comment posted has indicated this chart is not correct.  You can find the link in the comment.  The person who made the chart may have exaggerated a bit…looks like in 2010, CEO pay was 325 to 1.

 
7 Comments

Posted in General on October 9, 2011

 

If you don’t have a job and you’re not rich, blame yourself! – Cain

06 Oct

That is the Republican way.  You’re rich because you did it on your own, right Mr. Cain?  You’re so awesome, no one helped you along the way.

This type of thinking also reminds me of this quote floating around the internet now:

 
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Posted in General on October 6, 2011

 

Why conservatives are the ultimate hypocrites.

04 Oct

Foxnews.com had a poll posted online, where the question was asked, “Should Debt Colletors Be Given Access to Your Cell Phone?”

What amazes me is that conservatives are all for reigning in debt.  Accountability after all, right?  Cap and spend.  Don’t spend more than what comes in.

Keep in mind solicitation vs. debt collection calls are 2 entirely different things.  If you owe money, pay it.  That’s the simple solution.  If you can’t pay, then collectors have every right to contact you to try and recoup payment.

Next up, Tea Party calls the ACLU for help to protect their rights.

Love this comment:

If Rick Perry or Romney said it you republicans would all be in favor of it! “Yea! People need to be fiscally responsible and pay their bills without hiding from creditors behind their cell phones!” ……but since Obama said it you are all against it ……..biggest hypocrites in the world …….. I guess all you fiscal conservatives are up to your knees in debt apparently then.

 
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Posted in General on October 4, 2011

 

How customer service makes a difference. Best Buy officially on my do not shop list.

03 Oct

Late last year, I purchased a TV bundle from Best Buy.  Paid over $2000 for it and was promised delivery within 2 weeks.  2 weeks came by, nothing.  I called the store, but they said said it would be another week or so.  Another week went by, nothing.  I posted on their forum, about how long it was taking and that I should not have been charged the entire amount for something that I have not received.  They said it was store policy that in store purchases require the full amount.

About 2 months later, I finally received my bundle after many complaints and calls to the store.  Not a single apology or attempt to rectify the situation.  Best Buy has lost me as a customer for good.  Customer service makes a difference.

 
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Posted in General on October 3, 2011

 

Mr. President, I urge you to…

19 Sep

Mr. President,

I urge you to challenge those against creating a level tax field head on!  Publicly fight for the middle class and continue to ask the question why the rich pay a smaller percentage of their income on taxes than the middle class!  I will support you.

Yes, we have disagreements about taxes in general, especially how some in America pay no taxes, but this is just one battle in a war.

Sincerely,
Freedumb

 
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Posted in General on September 19, 2011

 

Why Netflix messed up…

16 Sep

It’s pretty obvious, Netflix is arrogant.  They essentially threw away years of good faith in one simple move.  In any subscription type business, keeping your customers should be the number one priority.  Brand loyalty.

Price increases are fine, but Netflix’s rate increase was crazy.  All they had to do was emphasize the importance of their subscribers and ease them into the rate increase.

Now Netflix has made people hate them, which breeds even more disdain.  With their brand tarnished, and competitors creeping up from all over, Netflix has essentially shot themselves in the foot.

I switched my subscription to DVD only, I rarely used streaming.  Might even cancel that soon.

 
1 Comment

Posted in General on September 16, 2011

 

Banks will never be the same: Online check deposits

06 Sep

Personally, I’ve been waiting for this for years.  Unless you’ve somehow been able to never, ever receive payments via a paper check, it’s been really difficult to make an occasional visit to the bank.  Finally, Citi, Chase, and a few other banks are slowly starting to roll out a new feature that will let me essentially eliminate visits to banks.  I can only wonder how it will change the banking scene, especially brick and mortar banks.

Sure there will always be reason to visit the bank, maybe when you need a loan, want traveler’s checks, or maybe you need financial advice (sarcasm), but will it justify huge electricity, rent, and other bills associated with a physical location?

ING will be rolling out an online check deposit system soon too.  If you don’t know what online check deposits are, basically you take a digital picture of a paper check and submit it online, and magically the deposit will be taken care of.  No more filling out those annoying bank deposit slips or hoping you don’t get robbed while depositing checks at the ATM.

I wish to thank my bank for many years of service, but I think I’ll be closing that account.  I may keep my credit union account for those occasional visits.

 
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Posted in General on September 6, 2011

 

How I would change our US government right now

05 Aug

Our country was just downgraded.  The impact of this is yet to be determined, and may not be known for sometime, as the effects will ripple through our country slowly.

I do believe this is the time, we as a country, need to discuss how and what needs to be changed in order for our country to head in the right direction.  Here are the things I would put into effect immediately if I could:

  1. Eliminate all private funding for elected officials.  No more lobbying.  No more private donations.  All elected officials can only run on public funds.  The amount they receive to run for a specific office is determined by the type and size of the office they are running for.
    REASON:  This will eliminate any outside influences, especially those of the corporate nature.  Candidates will run on the platform and principles they believe in.  Their only worry?  The public–the people they represent.
  2. Institute a balance budget amendment over a course of 10 years.
    REASON:  Our country should operate just like any other person.  Borrowing is still an option, but only if the revenues would allow.  Expenses should never be greater than income.
  3. Everyone should be paying some taxes – business, citizens, and even illegal immigrants – even if that means the lowest tax bracket is 1%.  This is related to point #4.
    REASON:  Freedom is not free.  Our country protects everyone in this country regardless of whether you are here legally or illegally.  We all work to make this country what it is, and everyone should do a little to contribute.
  4. Revamp our tax system to make it simple and efficient.
    REASON:  This will eliminate the enormous amount of waste our government spends on tracking and collecting taxes.  We also need to eliminate/minimize the possibility of fraud and collect on earnings made by non-citizens (aka illegal immigrants).

 
Even if we just implemented point #1, I think we would see some dramatic and immediate changes to our government.  I don’t see why anyone would argue against making our elected officials run on a fair, even playing field.  Point #2 is also very important.  If the US implemented points #1 & #2, our country would be headed in the right direction.  Points #3 & #4 are also important, but I think first we need to clean up our government and put rules into place that will help us achieve a more responsible government.

 
3 Comments

Posted in General on August 5, 2011

 

If you see our country as a house on fire…

30 Jul

Then we, Americans, are trapped in this house.  Now is the time for action.  I ask you to weigh your principles and prioritize them.  Save the house or save the people?

I believe in principle, and I agree we need to get our country’s debt in order.  However, don’t principles have priorities?  This world is NOT black and white, despite what some would like to believe.  These choices have serious consequences.  In my life, I have made many personal choices based on principle, but it’s always about weighing the priorities and then making a decision.

I ask our elected officials to remember that this isn’t a game.  If you miss a payment, is that not against principle?  Grow up.  It’s clear everyone will not agree on everything.  Does America’s reputation and credit worthiness not count for anything in this debate?

Have you weighed your principles recently?  What’s the most important, IMMEDIATE priority here?

 
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Posted in General on July 30, 2011

 

So talks break down…

22 Jul

And I quote Speaker Boehner on his interview just now when asked the question, 400$ billion is not that much in looking at the big picture of a 3.7$ trillion dollar package, why did that cause the breakdown?

He said basically that the reason it caused the breakdown is because it comes from the very people that will invest in our economy.  Well, I say then, so be it.

Dear Speaker Boehner:

I’m an average American, working for a large company.  I understand that there are two ways to make up for this budget crisis facing our country:  new revenues/taxes OR spending cuts.

I would like to see a mix of both.

I understand that almost half the citizens in this country pay no taxes.  I also understand that the tax cuts created during the Bush years have not been reverted.  I also understand that government spends too much.

I’m not talking just tax the rich, because corporations are raking in profits while paying less taxes then they should, some people don’t pay taxes at all!  All I’m asking is that you, and every elected official be reasonable and fair.

Regards,

Financial Freedumb & Brownie

 
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Posted in General on July 22, 2011