RSS
 

Archive for June, 2010

Credit Score – 789

25 Jun

My credit scores as of 06.2010:

TransUnion Experian Equifax
789 789 751
 
No Comments

Posted in General on June 25, 2010

 

Net Worth 06.2010 [$394,680.45]

22 Jun

 
No Comments

Posted in General on June 22, 2010

 

Unhappy Sprint customer

16 Jun

So, after talking to the 3rd person who is the “manager,” they still refuse to remedy the situation — all I’m asking for is the full upgrade discount of $150.  I think it’s reasonable and fair considering the situation, so I opened a complaint with the FCC and BBB.

If you ever have a complaint, here are 2 reference links:

BBB:  http://bbb.org/

FCC:  http://esupport.fcc.gov/complaints.htm

Waiting for the callback.

 
1 Comment

Posted in General on June 16, 2010

 

Sprint Premier and your “primary line”

13 Jun

I recently upgraded my phone to an HTC EVO, which is an amazing phone, and discovered the importance of your “primary line.”  If you have multiple lines on your Sprint account, be sure to check that your main number is designated as the primary line.  If it’s not, you will not be able to upgrade your phone every 12 months for the full discounted price.

Sprint Premier 12monthsI learned my lesson, and am still dealing with Sprint customer support.  2 online chat sessions, and 2 calls so far.  Why?  Well, I didn’t realize my main number wasn’t designated as the primary number, so when I bought my HTC EVO online, I only received $75 credit.  $75 is half the discount available.  So I had contacted Sprint about it, and they said since this number wasn’t my primary, I could only receive the normal 12 month discount.  This sounds reasonable except, the main number, aka primary line, is my very first number I had on my account.  I added a phone for my mom and 2 lines for business, but never had to designate a primary number.  I guess Sprint was nice enough to pick one randomly for me.  The real kicker is that one of the 2 business numbers were designated as the primary and these 2 lines have been inactive for over 2 years!  I just kept them on because there was no additional charge for them.

When I asked the customer support representative, “So if I had just called you before I bought my phone to switch my primary number, then I would have received the full discount?”  He said, “Yes.”  If only Sprint told me what my primary number is by designating it on my bill or online account, I would have no issues with this, but I had no clue, what I thought to be, my “primary number” was NOT my primary number.

I’m still dealing with support trying to get the full $150 discount.  More on this saga to come…So far I’m not liking being a premier customer.

 
No Comments

Posted in General on June 13, 2010

 

ING Orange Loan Account: Any reason not to accept the offer?

10 Jun

So I recently received an email and a paper letter saying,

Your Orange Loan Account is available at a variable rate of 9.9% APR. There’s no minimum withdrawal, no transaction charges and no pre-payment penalties. Just financial peace of mind.

It’s a free line of credit.  I’m not sure why I’m hesitant on accepting the offer other than adding more unused credit to my credit history.  I asked myself the question, “Can I imagine myself ever needing it?”  I answered, “I don’t know.”  Isn’t that the reason you get a line of credit?  Just in case?

I’m leaning towards accepting the offer.  Would you?

Update 1:  Found a link that details whether this does a hard pull on your credit:  http://www.creditboards.com/forums/lofiversion/index.php/t423819.html

Hard Pull vs. Soft Pull:  http://www.thesunsfinancialdiary.com/credit-report/credit-inquiries-hard-pull-and-soft-pull/

Update 2:  I just signed up…

 
6 Comments

Posted in General on June 10, 2010

 

Time to get back into blogging

09 Jun

This time around, I’m going to focus on shorter, more frequent posts. Why? I got a new Droid phone.

 
No Comments

Posted in General on June 9, 2010