Just heard this so I thought I’d share…If you ever lose your wallet or purse and someone calls you to let you know they’ve found your lost goods.  Cancel everything anyway!

The few hours before you actually can get your purse or wallet back is all the extra hours criminals need to steal even more.

I’m not sure if it’s the best time, but I do know it’s not the worst.  I had my eyes on a lot of stocks in recents months, and I’ve decided to start buying.  Not sure when the market will bottom, but I know I’m not at the top.

My personal picks:  BYD, VLO, UNH, WFMI, S, SBUX, NKE, AIG, and even WM.

I wouldn’t invest a lot in WM, but a little…just for the potential upside benefit.

Are you investing right now?

Just wanted to say thanks to all those blogs who still keep links up to my blog.

It’s been some rough times, and I’m slowly starting to feel like I’m getting things organized again.  I appreciate it.

PFBlogs.org still considers me a friend.

Just went to go see a loan officer at my credit union, and as I was digging up paperwork so that I had all my financial info in place, I found an old prequalification notice for $560k.  Single, living on a decent income, but still, 560k??!  That’s oh, $3,600 per month.  Extend the 30% of my income rule, and that means I’m making $144k per year after taxes!  Wow, I can dream.

But then consider I left my job because I was really unhappy, and where would I be.  I’d be sitting in the same position as a lot of people today.  Sure that prequalification was really just to see what the maximum I could afford was…but wow!  I’m glad I didn’t go crazy.

Anyway, about the free credit monitoring…if you’re interested, check out www.listclassaction.com.  This was featured in Kiplinger’s, and is basically a settlement with Trans Union which can give you a minimum of 6 months of free credit monitoring.  If you had a credit/loan account from Jan 1, 1987 - May 28, 2008, you’re eligible.  This offer ends Sept 24, 2008.