About 4 months ago, I was thinking about reallocation my assets, shifting most of my cash into stocks and bonds.
In most cases, when I do something, you should probably do the exact opposite. Does it hold true this time? Luckily, thanks for blogging, I recorded my potential reallocation, and I can compare…What if? What if I had reallocated…where would my portfolio be positioned today?
Originally, I had posted My Asset Reallocation v3.0. It consisted of stocks where I felt the following parameters were favorable to what I like in companies/stocks:
- Near 52wk low?
- Chart indicates flat performance or down pattern?
- Dividend?
- Comparison to competitors in same industry?
- Company outlook?
- Management?
- Aggressive compared to competitors in industry?
So after asking myself those questions, I can out with the following stocks. Included in the following table is the gain had I purchased 100 shares of each stock on May 1, 2006.
| 8/22/06 Price | Shares | 5/1/06 Price Paid | Gain | % | ||
| IBM |
78.77
|
100
|
81.93
|
-316.00
|
-3.86%
|
|
| RTN |
47.32
|
100
|
43.69
|
363.00
|
+8.31%
|
|
| VZ |
34.47
|
100
|
32.81
|
166.00
|
+5.06%
|
|
| WMT |
44.06
|
100
|
45.77
|
-171.00
|
-3.74%
|
|
| GE |
33.78
|
100
|
33.89
|
-11.00
|
-0.32%
|
|
| MMM |
71.30
|
100
|
80.97
|
-967.00
|
-11.94%
|
|
| DD |
39.82
|
100
|
43.30
|
-348.00
|
-8.04%
|
|
| PG |
60.90
|
100
|
56.60
|
430.00
|
+7.60%
|
|
| JNJ |
64.04
|
100
|
57.91
|
613.00
|
+10.59%
|
|
| Total (USD): | - | - | - | -241.00 | -0.51% |
As you can see, I would’ve gained, I mean lost a whooping 0.51%. Tack on commission fees, and the percentage would have slightly increased. But what kills me is that JNJ, my stock pick for that period, increased over 10%! I guess right now, I’m happy that my portfolio is happily gaining 5% in interest (minus taxes) vs. at -0.51%. And considering today’s stock performance…I’d be down even more.