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My 401k YTD Rate Of Return Is a Measily 0.4%. What’s Yours?

22 Jul

My current rate of return (ROR) for my 401k year-to-date (01.01.2006 – 07.21.2006) is 0.4%. Not that great at all.

I’m curious, how are your 401k’s doing? What’s your ROR?

This is how ROR is calculated, per my 401k website:

Normally, you analyze an investment based on its Beginning Balance, its Ending Balance, and the schedule of Cash Flows between these 2 balances. Your Rate of Return is calculated as the Rate of Return for your particular Beginning Balance, Ending Balance, and schedule of Cash Flows. A compound daily rate of return is computed by testing different rates until one is found that increases (or reduces in the case of a loss) your beginning balance and all of your cash-flows to equal your ending balance within 0.00000000001%. Then the actual account performance during the investment period is calculated.

 
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  1. mapgirl

    July 22, 2006 at 3:51 pm

    Your account performance as of Jun 30 2006: Year to Jun 30 2006: 2.58%

    Not great, but not down. However for Q2. it’s down by -1.24%.

    It’s only up I think because I diversified into an International Fund when I joined this plan last year. It’s the first time I’ve invested internationally and I guess I’m glad for the diversification!

     

  2. freedumb

    July 25, 2006 at 11:34 am

    2.58% is not bad at all considering the market before the past two days anyway…