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Archive for May, 2006

WARNING: Phishing Alert – ebay.com

17 May



This one is pretty well done. With links that even point directly to ebay auctions. The one button that says respond now points to the fraudulent server. If you’re bored, give em some false info. This site looks exactly like ebay!

X-Message-Status: n:0
X-SID-PRA: support@ebay.reply7961.com
X-SID-Result: TempError
X-Message-Info: LsUYwwHHNt0fdbDltJXe6jj1gZWCO8ibYLZqUB1oUFg=
Received: from u62-13.u203-187.giga.net.tw ([203.187.62.13]) by bay0-mc9-f14.bay0.hotmail.com with Microsoft SMTPSVC(6.0.3790.1830);
Wed, 17 May 2006 06:21:24 -0700
Delivered-To:
Received: (qmail 8260 by uid 452); Wed, 17 May 2006 09:17:06 +0800
Date: Wed, 17 May 2006 09:17:06 +0800
Received: from u62-13.u203-187.giga.net.tw (203.187.62.13)
by u62-13.u203-187.giga.net.tw with SMTP;
Received: (qmail 8260 by uid 452); Wed, 17 May 2006 09:17:06 +0800
Message-Id:
To:
Subject: RE: Alert from ebay members! – 8993754
From:
MIME-Version: 1.0
Content-Type: text/html; charset=”iso-8859-1″
Content-Transfer-Encoding: 8bit
Return-Path: m_krumbach@hotmail.com
X-OriginalArrivalTime: 17 May 2006 13:21:24.0975 (UTC) FILETIME=[CBF827F0:01C679B4]

 
1 Comment

Posted in General on May 17, 2006

 

Where Have I Been? And Updated Doggie Costs.

17 May

I’ve been quite busy in recent days. I’ll be back posting shortly though. In the meantime, please check out my updated doggie costs. Bought Brownie some food. Total cost to date: $4107.79.

Here are some of my favorite posts:

 
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Posted in General on May 17, 2006

 

Updated Doggie Costs and Unnecessary Spending.

15 May

So I bought Brownie two new collars, they are Reflective Safekeep Breakaway dog collars ($40.00). I also bought him two new ID tags with more detailed information and is more durable ($15.00). Finally I bought him a new ball toy and bed ($25.00). I’ve updated the doggie costs. Total to date: $4072.79.

Alright, before you read on, please understand I’m not justifing spending all this money, I know it’s a little excessive, but I do have to enjoy life a little too.

I bought myself a new stereo/dvd deck for the truck–the Alpine IVA-W200 with bluetooth. I’ve been thinking about it for about 6 months now, and I was waiting for this specific model to be released! It costed me $1150.00–installation was included.

Next, I bought myself a new camera. This is another one I’ve been thinking about for over 6 months. I’m a camera photo hobbyist, but my SLR/digicam is a little to big to carry with me to all the places I want to go. I ended up getting the Casio Exilim S600 in blue. It was a good balance between photo quality, size, and manual control. This costed me $130.00 + $200 in BestBuy gift certificates I earned using my Citi and Chase reward cards.

I actually think 6 months is a good cut off for me. If I find myself wanting something for that long of a duration, it usually means that I would find practical use for it since it must’ve popped into my mind as something I could’ve used on numerous occassions. And hey I did buy my mom some stuff too! Must…focus…on…sa…ving.

 
4 Comments

Posted in General on May 15, 2006

 

So You Think You’ve Heard All the Gas Savings Tips?

15 May

Or have you? More common tips are…
- Check your tires. Odd sounds could mean poor wear, which might indicate you need to rotate or get new tires.
- Maintain your car.
- Drive smooth, keep a constant speed.
- Don’t drive faster than 50 MPH.
- Buy a hybrid.
- Blah, blah, blah.

Well let me give you some unique gas savings tips that you won’t hear anywhere else. Ha, okay that was a lie, but I haven’t read it anywhere…just kind of thought of them on my own or maybe I heard them some place before. Wait, that means it would be common sense…well, yeah…and maybe they’re wrong. ;)

Read the rest of this entry »

 
3 Comments

Posted in General on May 15, 2006

 

Hawaii’s Broken Gas Cap. A Failed Experiment in Government Regulation.

12 May

You may not have heard, but Hawaii’s recent experiment with regulating the gas industry, also known as the “gas cap,” has failed. After about 8 months, the program just didn’t work out…or did it?

Public opinion seemed to overwhelmingly favor getting rid of it, which is what brought about its demise, but in actuality, it favored the consumer. A lot. Why then was it repealed you ask? Because it “looked” like it didn’t work.

Before I go on, let me say that I am against government regulation of any business, for the most part, because free enterprise is what drives the US economy. But back to topic, the reason public sentiment was so against the gas cap was purely timing. As gas prices increased, so did the gas cap. This led to the false belief that the gas cap would reduce prices, but didn’t.

There were a few instances where gas prices dropped, and this was good. But sadly, not enough for the public to accept it.

Hawaii is unique in that there are only two refiners. These two refiners control wholesale gas prices in Hawaii. This is one of those instances where maybe government regulation can help, but even then it’s still questionable and, in my opinion, a “last resort” action. Regulation makes sense if the companies are not going to be honest. This is the part that pushes me towards regulation, because I believe the two wholesalers in Hawaii are taking advantage of the situation. Pre-gas cap Hawaii often saw price increases, but rarely saw decreases. And if they decreased, it would be a small fraction of what it increased, while the rest of the US saw dramatic decreases. Odd isn’t it?

As a consumer, I’m sad. But as a US citizen, I’m glad…it is better off that this experiment failed even if it might have meant a few more dollars in my pocket.

 
3 Comments

Posted in General on May 12, 2006

 

Friday! Update: The $1k Breakdown, College, Blogger type…05.12.2006

12 May

Another week finished. Ah what an interesting week…I didn’t write about it, but I did have a financial breakdown this week. It was a financial breakdown of around $1,000. I bought somethings that I don’t need. I haven’t done it in awhile, but that’s no excuse. I’ll write more about what those were in my next Net Worth update. I will say this though, I am not having buyer’s remorse, so it is something that I’ve wanted for sometime now, and I just decided to go for it.

As far as smoking goes, I’m still off the cigs! 69 days and $155.25 richer!

I just thought I’d do some looking into college-related posts on people’s blogs. I found quite a few!

You’ve probably seen Mighty Bargain Hunter’s post on getting over-educated, if there is such a thing…

But going into paying for college, Blogging Away Debt writes about why her son will not have his college education bill paid in full. Makingourway takes the opposing perspective on paying for their kids college education.

Speaking of paying, Young and Broke talks about how student loans put her life on hold.

Then there are those in college right now. Take a look at CollegeGrad’s mid-20 something crisis.

And if you’re just not interested in college at all, John writes about City Girl’s decision to go back is admirable.

Not college related, but interesting…mOOm writes about the types of PF bloggers out there. I guess I’d categorize myself as a 1 and 3.

Well, have a great weekend everyone, including you college students! I think a majority of college finals are over right?

 
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Posted in General on May 12, 2006

 

You Have Insurance? Auto, Life, Home. What About Data Insurance?

11 May

So you’re fully insured. Don’t have to worry as much about the house, the family, or the car, because you have insurance. What little peace of mind it brings, it does help.

But what if something happens to the data on your computer? There’s no insurance convering that. Will it have a financial impact on you if your data is lost? How much time will be lost redoing all the Word documents and Excel spreadsheets. Not to mention the priceless images, videos, and emails you’ve saved, all lost.

Horrible thoughts, sure, but something you need to consider. This is a little off topic, but for me it does have an important role in finances. If I don’t have my data backed up, it will cost me a lot of time and aggravation trying to find and restore years of hard work.

Read the rest of this entry »

 
5 Comments

Posted in General on May 11, 2006

 

What’s Up With Blogger.com?

11 May

Man, what a pain! The site is going up and down. Errr, I hope they get this fixed and stable soon, or it is time to move to my own blog site…

 
1 Comment

Posted in General on May 11, 2006

 

My Career Path and How I Found It.

10 May

Or at least how it found me…Since we’re on the topic of jobs, or worst jobs anyway, I figure I’ll share a little about how I got to where I am today…

I started working with computers at a young age. Around 12 years old, my dad brought home a IBM PC Compatible XT Turbo. Turbo baby! That little button boosted the speed on my computer from 4.7 Megahertz to 10! It had no hard disk, and just 2 5.25″ drives. I loved it. Using it, upgrading it…you name it. At 16, I got introduced to a little computer store by my house. My dad knew the owner, and he bought me my first computer from this little store…this is actually where my dad got his XT from too. It wasn’t anything fancy, just an Intel 286 with 8MBs of ram and a 40MB hard drive. It was great! I even had a 14″ SuperVGA monitor that could handle 1024×768 interlaced with 256 colors! Imagine that. Now I’m writing this on a notebook about 1/8 the size of my 286 running at 1.7GIGAhertz with 1.5GIGAbyte of RAM, 60GIGAbytes of hard disk space and 32bit color capable of over 400 million colors! Amazing how far we’ve come. Unreal. Anyway, back on topic, I learned all my computer skills by going back to this little store and “hanging out.” Eventually the owner gave me a couple of minor tasks, and pretty soon I was building computers and fixing them. It was great.

Then when I went to college, I got a job at my university help desk. I worked there for my entire college career. It was a great job. I met great people and got good experience. The pay wasn’t that bad either. I also worked part time at a big chain computer store. That sucked. I stayed there for 6 months maybe.

My last summer I got an internship at large telephone company. I had a great experience there as well. I got to do a lot projects that applied my computer skills. After this internship, I went back to my help desk job.

About my college course work, even though I’m working in the computer industry now, I only got a minor in computer science. I majored in nutrition. That’s why I had the horrible job I described earlier. Well, one day in my senior year, I saw some posters posted outside of my campus work place declaring, “Job Opportunity. Don’t miss it! Come visit your campus job center today! Interviews by major corporations held soon!” I figured what the heck, why not try. So I went down, filled out the application and submitted my resume. Lo and behold, I got a job. This is right before the dotcom bust. I got real lucky.

I originally wanted to become a teacher, and I still do one day. I love biology…inspired by a great high school biology teacher. Eventually I see myself getting worn out by the tech industry. It just doesn’t feel fulfilling for some reason. Well, that’s how I got to where I am today. How’d you get to where you are today? Was there a specific event that made it happen?

 
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Posted in General on May 10, 2006

 

‘Home Buyers Checklist’ In My Local Newspaper

10 May

Interesting read in my Sunday newspaper this past weekend. In the article, 7 main topics were pointed out.

1. Define your “wants” versus your “needs.”
A great point. I just wrote my article on my “realistic dream house,” but out of that list what do I really need? It’s easy to get sidetracked with wanting neat but very unessential items in a house. It’s a good idea to have what you really need written down.

2. Check your credit rating.
Done. This point speaks for itself I think. If you know where your credit score stands, and you are not in the upper tier, above 720, you can start making changes to improve your score to get better rates come mortgage time.

Read the rest of this entry »

 
2 Comments

Posted in General on May 10, 2006